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Interest Rates
- US: H15 0.13 2011-01-06 FRB Market yield on U.S. Treasury securities at 5-year constant maturity, quoted on investment basis, inflation-indexed
- US: H15 0.17 2011-01-06 FRB Federal funds effective rate
- US: H15 0.20 2011-01-06 FRB 30-Day AA Nonfinancial Commercial Paper Interest Rate
- US: H15 1.40 2011-01-06 FRB Rate paid by fixed-rate payer on an interest rate swap with maturity of three year.
- US: H15 0.20 2011-01-06 FRB 60-Day AA Nonfinancial Commercial Paper Interest Rate
Trade (FTC)
- FTC Charges Another Defendant as Part of Crackdown on Bogus Medical Discount PlansThe Federal Trade Commission has charged another defendant in a case filed earlier this year against an operation that allegedly defrauded uninsured Americans by selling them “medical discount plans” that were disguised as health insurance. […]
- FTC Charges Another Defendant as Part of Crackdown on Bogus Medical Discount Plans
Commerce News
- NTIA Report: Contraband Cell Phones in Prisons, Possible Wireless Technology SolutionsNTIA, in coordination with the Federal Communications Commission (FCC), the Federal Bureau of Prisons (BOP), and the National Institute of Justice (NIJ), has identified and evaluated several technology solutions that can be used in a prison environment, including jamming, managed access, and detection techniques. This report presents a comprehensive overview […]
- NTIA Report: Contraband Cell Phones in Prisons, Possible Wireless Technology Solutions
Small Business News
- New Hampshire Lenders List - December 2010Attachment below lists all SBA lenders participating in New Hampshire as of December 2010. […]
- New Hampshire Lenders List - December 2010
Monetary Policy
Cost Estimates
- H.R. 6517, Omnibus Trade Act of 2010Pay-as-you-go estimate for the Senate amendment in the nature of a substitute to H.R. 6517 […]
- S. 3688, International Professional Exchange Act of 2010Cost estimate for the bill as ordered reported by the Senate Committee on Foreign Relations on December 14, 2010 […]
- H.R. 847, James Zadroga 9/11 Health and Compensation Act of 2010Cost estimate for H.R. 847 as adopted by the Senate on December 22, 2010 […]
- H.R. 6517, Omnibus Trade Act of 2010
Banking
- OCC and OTS Report Shows Mortgage Performance Steady in Third Quarter of 2010, Includes New State-Level DataThe credit quality of first-lien mortgages serviced by large national banks and thrifts remained steady during the third quarter of 2010, but the pace of foreclosures increased, according to a report released today. […]
- OCC and OTS Report Shows Mortgage Performance Steady in Third Quarter of 2010, Includes New State-Level Data
Asset-Size Threshold
The federal bank regulatory agencies today announced the annual adjustment to the asset-size thresholds used to define small bank, small savings association, intermediate small bank and intermediate small savings association under the Community Reinvestment Act (CRA) regulations. The annual adjustments for banks are required by the CRA rules.
Annual adjustments to these asset-size thresholds are based on the change in the average of the Consumer Price Index (CPI) for urban wage earners and clerical workers, not seasonally adjusted, for each 12-month period ending in November, with rounding to the nearest million.
As a result of the 2.21 percent increase in the CPI index for the period ending in November 2010, the definitions of small and intermediate small institutions for CRA examinations will change as follows:
•”Small bank” or “small savings association” means an institution that, as of December 31 of either of the prior two calendar years, had assets of less than $1.122 billion.
•”Intermediate small bank” or “intermediate small savings association” means a small institution with assets of at least $280 million as of December 31 of both of the prior two calendar years, and less than $1.122 billion as of December 31 of either of the prior two calendar years.
These asset-size threshold adjustments are effective January 1, 2011. The agencies will publish the adjustments in the Federal Register. In addition, the agencies will post a list of the current and historical asset-size thresholds on the website of the Federal Financial Institutions Examination Council (http://www.ffiec.gov/cra).